Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) provides health coverage of Rs. 5 lakh per family per year for secondary and tertiary care hospitalization to 12 crore economically vulnerable families, constituting the bottom 40% of India's population. In March 2024, the scheme was expanded to include approximately 37 lakh families of Accredited Social Health Activists, Anganwadi Workers, and Anganwadi Helpers. The scheme was further expanded in October 2024 to cover 6 crore senior citizens of age 70 years and above belonging to 4.5 crore families irrespective of their socio-economic status. The State/UT-wise details of Ayushman cards created can be accessed at https://dashboard.nha.gov.in/public/card

AB-PMJAY has significantly contributed in reducing out-of-pocket expenditure. As on 30.06.2026, a total of 12.69 crore hospital admissions amounting to Rs.1.92 lakh crore have been authorized under the scheme through a network of 37,413 public and private hospitals.

According to the National Health Accounts Estimates 2022-23, out of pocket expenditure as a proportion of total health expenditure declined from 62.6% in 2014-15 to 43.4% in 2022-23. This substantial reduction indicates that households are incurring a considerably lower share of healthcare costs directly from their own pockets, owing to increased public investment in health and the expansion of publicly financed health insurance schemes such as AB-PMJAY.

The Union Minister of State for Health and Family Welfare, Shri. Prataprao Jadhav stated this in a written reply in the Rajya Sabha today.

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HFW/PQ- Update on AB PM-JAY/4 August 2026/1

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