Ministry of Fisheries, Animal Husbandry & Dairying
azadi ka amrit mahotsav

Credit and Insurance Scheme for Fisherman

Posted On: 07 AUG 2024 4:29PM by PIB Delhi

The Government of India in the year 2018-19, extended the Kisan Credit Card (KCC) facility to fishers and fish farmers to meet their working capital requirements. As on date, 4,26,666 KCCs have been sanctioned to fishers and fish farmers in all States/UTs.

Further, the Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying, with effect from financial year 2018-19 is also implementing a scheme namely ‘Fisheries and Aquaculture Infrastructure Development Fund (FIDF)’, which provides concessional finance for development of various fisheries infrastructure facilities with an interest subvention up to 3% per annum with the repayment period of 12 years inclusive of moratorium of 2 years for repayment of principle amount.

The Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying, Government of India under Pradhan Mantri Matsya Sampada Yojana (PMMSY) provides Group Accidental Insurance coverage to fishers and fish farmers, wherein the entire insurance premium amount is borne by the Central and State Government, with no contribution from the beneficiary. The insurance coverage provided under the Group Accidental Insurance Scheme (GAIS) includes (i) Rs.5,00,000/- against death or permanent total disability, (ii) Rs.2,50,000/- for permanent partial disability and (iii) hospitalization expenses in the event of an accident for a sum of Rs. 25,000/. During the last three (from 2021-22 to 2023-24) and current financial year (2024-25), 131.30 lakh of fishers, have been provided the insurance coverage under the scheme. A State/UT wise KCC information and fishers’ insurance coverage are given below;

State-wise Fisheries KCC Report as on 28.06.2024

Application Sanctioned

Andaman & Nicobar Islands

359

Andhra Pradesh

20093

Arunachal Pradesh

221

Assam

2132

Bihar

1288

Chandigarh

-

Chhattisgarh

3128

Dadra & Nagar Haveli

3

Daman & Diu

65

Delhi

-

Goa

55

Gujarat

9545

Haryana

354

Himachal Pradesh

596

Jammu & Kashmir

1421

Jharkhand

1488

Karnataka

14342

Kerala

2427

Ladakh

1

Lakshadweep

719

Madhya Pradesh

92566

Maharashtra

9667

Manipur

102

Meghalaya

372

Mizoram

52

Nagaland

82

Odisha

2434

Puducherry

1448

Punjab

130

Rajasthan

431

Sikkim

5

Tamil Nadu

243768

Telangana

3641

Tripura

748

Uttar Pradesh

9033

Uttarakhand

1932

West Bengal

1486

Grand Total

426134

 

 PMMSY-GAIS Four years details(2021-22 to 2024-25) as on date

SL NO

NAME

Total insured fishers 

Premium paid

 

STATES

 

 

1

ARUNACHAL PRADESH

2756

1,72,532

2

ASSAM

690365

4,41,35,108

3

BIHAR

600000

2,52,23,400

4

CHHATISGARH

881330

3,70,16,216

5

GOA

11028

5,12,179

6

GUJARAT

380432

1,75,49,868

7

HARYANA

6576

2,84,404

8

HIMACHAL PRADESH

43990

31,60,678

9

JHARKHAND

662944

2,65,82,402

10

KARNATAKA

282272

1,32,71,946

11

MADHYA PRADESH

381082

1,92,37,032

12

MAHARASHTRA

300081

1,13,52,583

13

MANIPUR

7034

3,81,131

14

MEGHALAYA

3057

2,25,661

15

ODISHA

4543618

22,03,73,970

16

PUNJAB

12477

6,07,962

17

RAJASTHAN

14238

8,50,273

18

SIKKIM

2086

1,52,558

19

TAMILNADU

2199335

10,23,31,305

20

TELANGANA

1432656

7,02,00,690

21

TRIPURA

92130

53,35,732

22

UTTAR PRADESH

399275

1,82,03,878

23

UTTARAKHAND

12865

9,17,049

24

WEST BENGAL

8499

3,69,367

 

TOTAL

1,28,04,453

61,84,77,924

UNION TERRITORIES

 

 

1

ANDAMAN & NICOBAR

54665

44,02,135

2

 DELHI

1273

1,05,386

3

DAMAN & DIU

30178

24,46,056

4

JAMMU & KASHMIR

95806

78,47,973

5

LAKSHADWEEP

10846

8,78,591

6

LADAKH

259

21,670

7

PUDUCHERRY

133395

1,08,38,116

 

TOTAL

3,26,422

2,65,39,927

 

Grand Total

1,31,30,875

64,50,17,851

This information was given by the Union Minister for Fisheries, Animal Husbandry & Dairying Shri Rajiv Ranjan Singh alias Lalan Singh in a written reply in Rajya Sabha today.

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SS/1813


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