Ministry of Housing & Urban Affairs

PM SVANidhi Scheme to facilitate collateral free working capital loan to street vendors to restart their businesses


As on 15.03.2022, loans amounting to ₹3,119 crore have been released to the beneficiaries by the Lending Institutions

Posted On: 21 MAR 2022 1:28PM by PIB Delhi

The Ministry of Housing and Urban Affairs (MoHUA) is implementing Prime Minister Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi Scheme) since June 01, 2020 to facilitate collateral free working capital loan to street vendors to restart their businesses, which were adversely impacted during the Covid-19 pandemic.  The Scheme has the following objectives:

 

  1. Facilitate collateral free working capital loan up to ₹10,000 of 1-year tenor; enhanced loan of ₹20,000 and ₹50,000 in the second and third tranches respectively, on repayment of earlier loans.

 

            ii.         Incentivize regular repayment, through interest subsidy @ 7% per annum; and

 

            iii.        Reward digital transactions, by way of cash back up to ₹1,200 per year.

 

As on 15.03.2022, loans amounting to ₹3,119 crore have been released to the beneficiaries by the Lending Institutions. The State and Bank-wise details are at Annexure-I respectively.

 

As on 15.03.2022, 44.8 lakh eligible loan applications have been received, out of which 33.4 lakh loan applications have been sanctioned and 30.1 lakh loans have been disbursed. These include 1st as well as 2nd tranche loans. The State-wise details are at Annexure-II.

 

As on 15.03.2022, 28.8 lakh Street vendors have been benefitted under the scheme.  State/UT-wise detail is at Annexure-III.

 

In the State of Gujarat, 1.90 lakh street vendors have availed the benefit of 1st tranche loan. Out of these 13,982 street vendors have been disbursed 2nd tranche loan also. ULB-wise number of beneficiaries is at Annexure-IV.

 

Statement showing State-wise and Bank wise loan amount disbursed under the PM SVANidhi Scheme

      (As on 15.03.2022)

SI. No.

Name of the State

Bank Name

Disbursed Amount
(in ₹ in lakh)
(1st Tranche + 2nd Tranche)

1

Andaman and Nicobar Islands

State Bank of India

35.30

Canara Bank

6.39

Central Bank of India

4.10

Indian Overseas Bank

2.70

BWDA Finance Ltd.

2.70

Punjab National Bank

1.30

Indian Bank

1.10

Others

2.40

Total

55.99

2

Andhra Pradesh

State Bank of India

3,863.84

Union Bank of India

3,402.16

Canara Bank

1,227.00

District Cooperative Central Bank Ltd., Kakinada

1,004.20

KDCCB Ltd

1,000.47

Indian Bank

974.54

Bank of India

933.62

SPSPR NDCC Bank Ltd.

823.55

District Co-Operative Central Bank Ltd., Kurnool

772.74

The Anantapur District Co-Operative Central Bank

739.94

Others

4,719.21

Total

19,461.26

3

Arunachal Pradesh

State Bank of India

230.78

Central Bank of India

7.10

Arunachal Pradesh Rural Bank

7.00

Canara Bank

5.70

Bank of Baroda

5.40

Bank of India

2.90

Indian Bank

1.80

Punjab National Bank

1.28

Others

2.90

Total

264.85

4

Assam

State Bank of India

2,131.82

Punjab National Bank

735.09

RRB Assam GVB

319.85

UCO Bank

315.19

Union Bank of India

276.40

Indian Bank

270.29

Central Bank of India

242.62

Canara Bank

219.96

Bank of India

201.76

Bank of Baroda

195.50

Others

367.00

Total

5,275.48

5

Bihar

State Bank of India

1,222.60

Punjab National Bank

678.79

Bank of India

555.05

Bank of Baroda

408.09

Central Bank of India

375.81

Indian Bank

338.04

Canara Bank

313.09

Union Bank of India

280.91

RRB Dakshin Bihar Gramin Bank

123.41

UCO Bank

113.27

Others

298.42

Total

4,707.47

6

Chandigarh

State Bank of India

95.60

Punjab National Bank

89.35

Punjab And Sind Bank

29.30

Central Bank of India

23.25

Indian Bank

19.48

Bank of Baroda

19.05

Union Bank of India

18.70

Canara Bank

18.40

Bank of India

14.16

UCO Bank

11.00

Others

13.60

Total

351.90

7

Chhattisgarh

State Bank of India

2,211.25

Bank of Baroda

494.63

Punjab National Bank

318.36

Bank of India

317.12

Chhattisgarh Rajya Gramin Bank

292.95

Central Bank of India

275.11

Canara Bank

213.22

Union Bank of India

206.42

Indian Bank

180.27

Bank of Maharashtra

175.05

Others

357.53

Total

5,041.91

8

Daman & Diu and Dadra & Nagar Haveli

Bank of Baroda

42.60

State Bank of India

32.20

Union Bank of India

10.20

Punjab National Bank

5.13

Central Bank of India

4.40

Indian Bank

4.20

Canara Bank

4.10

UCO Bank

3.50

Bank of India

3.50

IDBI Bank

2.10

Others

4.10

Total

116.04

9

Delhi

State Bank of India

1,065.91

Punjab National Bank

909.77

Bank of Baroda

591.60

Union Bank of India

432.44

Canara Bank

356.27

Indian Bank

158.12

Bank of India

153.63

Punjab And Sind Bank

122.17

Central Bank of India

104.44

Indian Overseas Bank

70.03

Others

113.84

Total

4,078.21

10

Goa

Canara Bank

34.50

Bank of India

32.90

Union Bank of India

24.20

State Bank of India

24.10

Bank of Baroda

11.62

Central Bank of India

7.10

Karnataka Bank Ltd

4.00

The Goa State Co.Op Bank Ltd

2.90

Bank of Maharashtra

2.60

Indian Overseas Bank

2.50

Others

5.35

Total

151.77

11

Gujarat

State Bank of India

7,753.14

Bank of Baroda

6,023.88

Bank of India

2,590.43

Union Bank of India

1,389.69

Central Bank of India

810.31

 

Canara Bank

608.71

Indian Bank

444.09

Punjab National Bank

418.96

HDFC Bank

342.08

Indian Overseas Bank

299.20

Others

1,089.16

Total

21,769.65

12

Haryana

Punjab National Bank

658.19

State Bank of India

537.29

Union Bank of India

267.11

Canara Bank

263.22

Bank of Baroda

171.81

Indian Bank

163.46

Central Bank of India

149.17

Bank of India

144.87

Punjab And Sind Bank

94.90

RRB Sarva Haryana GB

91.14

Others

270.00

Total

2,811.15

13

Himachal Pradesh

Punjab National Bank

107.31

State Bank of India

91.21

UCO Bank

38.80

Canara Bank

32.30

H.P. State Co-Operative Bank Ltd.

23.80

Central Bank of India

23.71

Union Bank of India

19.62

Bank of Baroda

17.20

Indian Bank

16.90

RRB Himachal Pradesh GB

15.90

Others

39.85

Total

426.60

14

Jammu and Kashmir

Jammu & Kashmir Bank Ltd

1,289.23

State Bank of India

88.30

Punjab National Bank

64.20

Canara Bank

32.40

RRB J&K GB

17.50

Central Bank of India

14.10

Indian Bank

10.85

UCO Bank

9.55

Bank of India

6.30

Union Bank of India

5.50

Others

14.50

Total

1,552.43

15

Jharkhand

Bank of India

915.26

State Bank of India

614.15

Canara Bank

226.98

Bank of Baroda

219.63

Punjab National Bank

199.01

Indian Bank

179.70

Union Bank of India

164.74

Central Bank of India

146.14

UCO Bank

121.64

Indian Overseas Bank

48.10

Others

170.55

Total

3,005.90

16

Karnataka

State Bank of India

4,774.12

Canara Bank

4,237.74

Union Bank of India

1,580.30

Karnataka Bank Ltd

792.53

Bank of Baroda

757.14

RRB Karnataka GB

722.96

RRB Karnataka Vikas GB

630.05

Bank of India

439.13

Indian Bank

386.08

Indian Overseas Bank

201.34

Others

845.88

Total

15,367.28

17

Kerala

State Bank of India

387.38

Canara Bank

287.93

RRB Kerala GB

123.01

Union Bank of India

102.06

Indian Bank

69.39

Indian Overseas Bank

52.85

Punjab National Bank

46.13

Bank of Baroda

42.65

Bank of India

35.80

Central Bank of India

24.20

Others

77.26

Total

1,248.66

18

Ladakh

Jammu & Kashmir Bank Ltd

26.00

State Bank of India

8.40

Others

2.00

Total

36.40

19

Madhya Pradesh

State Bank of India

17,154.93

Bank of India

7,645.11

Central Bank of India

4,433.50

 

Bank of Baroda

4,192.42

Union Bank of India

4,153.88

Punjab National Bank

4,112.28

Canara Bank

2,474.45

Indian Bank

2,331.45

RRB Madhya Pradesh GB

2,001.44

UCO Bank

1,359.40

Others

3,727.55

Total

53,586.41

20

Maharashtra

State Bank of India

7,080.36

Bank of Maharashtra

3,657.35

Bank of India

3,468.32

Bank of Baroda

2,060.09

Union Bank of India

1,578.56

Central Bank of India

827.75

Canara Bank

760.00

Punjab National Bank

422.90

Indian Bank

335.27

Indian Overseas Bank

187.90

Others

689.59

Total

21,068.11

21

Manipur

State Bank of India

416.51

RRB Manipur Rural Bank

147.15

Punjab National Bank

83.40

Central Bank of India

37.50

Bank of Baroda

33.50

UCO Bank

29.40

Manipur State Co Op Bank

28.20

Indian Bank

26.90

Canara Bank

21.80

Bank of India

12.90

Others

25.60

Total

862.86

22

Meghalaya

State Bank of India

35.80

Meghalaya Rural Bank

13.00

Bank of Baroda

2.90

Canara Bank

2.30

Union Bank of India

2.20

Indian Bank

2.10

Punjab National Bank

1.20

Others

2.50

Total

62.00

23

Mizoram

Mizoram Rural Banks

46.40

State Bank of India

9.90

Mizoram Co Op Apex Bank

2.40

Others

2.80

Total

61.50

24

Nagaland

State Bank of India

140.75

Ganpati Stock Limited

8.80

Bank of Baroda

7.60

Central Bank of India

5.80

UCO Bank

2.90

Bank of India

2.00

Punjab National Bank

1.70

Indian Overseas Bank

1.40

Indian Bank

1.30

RRB Nagaland Rural Bank

1.00

Others

2.60

Total

175.85

25

Odisha

State Bank of India

1,349.34

Bank of India

403.35

Canara Bank

343.76

Union Bank of India

305.93

Indian Bank

245.45

Punjab National Bank

227.39

UCO Bank

204.86

Bank of Baroda

161.83

Indian Overseas Bank

122.83

Central Bank of India

109.34

Others

120.18

Total

3,594.25

26

Puducherry

State Bank of India

51.70

Indian Bank

29.62

Bank of Baroda

25.90

Indian Overseas Bank

7.40

Canara Bank

3.60

Bank of India

3.39

RRB Puduvai Bharathiar GB

3.30

UCO Bank

2.80

Union Bank of India

2.60

Central Bank of India

1.05

Others

1.50

Total

132.86

27

Punjab

State Bank of India

965.24

Punjab National Bank

752.04

Indian Bank

350.88

 

Bank of India

325.11

Punjab and Sind Bank

290.50

Canara Bank

285.43

Union Bank of India

230.50

Central Bank of India

217.97

UCO Bank

119.44

Bank of Baroda

117.33

Others

238.63

Total

3,893.05

28

Rajasthan

State Bank of India

2,724.55

Bank of Baroda

1,561.71

Punjab National Bank

489.33

Bank of India

416.65

Union Bank of India

267.45

Central Bank of India

209.06

Canara Bank

180.05

Baroda Rajasthan Kshetriya Gramin Bank

177.35

UCO Bank

154.06

Indian Bank

150.39

Others

350.37

Total

6,680.97

29

Sikkim

State Bank of India

0.10

Total

0.10

30

Tamil Nadu

Indian Bank

4,882.90

State Bank of India

3,773.17

Canara Bank

2,599.37

Indian Overseas Bank

2,266.70

Union Bank of India

889.08

Bank of India

393.46

Bank of Baroda

315.51

Central Bank of India

225.82

Punjab National Bank

193.36

UCO Bank

123.06

Others

443.32

Total

16,105.74

31

Telangana

State Bank of India

15,914.11

Union Bank of India

9,908.33

Stree Nidhi Credit Cooperative Federation Ltd

3,678.98

Andhra Pradesh Gr.Vikas Bank

2,325.09

Canara Bank

1,911.72

Telangana Grameena Bank

1,663.95

Indian Bank

1,088.04

Bank of Baroda

893.83

 

Bank of India

571.47

Central Bank of India

457.88

Others

1,709.15

Total

40,122.55

32

Tripura

RRB Tripura Gramin Bank

96.80

Punjab National Bank

81.87

State Bank of India

73.80

UCO Bank

19.60

Tripura State Co Operative Bank Ltd

15.20

Canara Bank

7.50

Bank of India

7.46

Union Bank of India

3.90

Central Bank of India

3.00

Indian Overseas Bank

2.80

Others

9.50

Total

321.42

33

Uttar Pradesh

State Bank of India

19,903.21

Bank of Baroda

12,100.47

Punjab National Bank

9,932.27

Union Bank of India

8,265.40

Indian Bank

6,437.32

Bank of India

4,695.69

Canara Bank

4,449.24

Central Bank of India

3,055.27

Aryavart Bank

1,476.59

Baroda U.P. Bank

1,274.52

Others

5,558.80

Total

77,148.76

34

Uttarakhand

State Bank of India

265.93

Punjab National Bank

245.06

Bank of Baroda

141.70

Union Bank of India

75.60

Canara Bank

74.23

Indian Bank

55.03

Uttarakhand Gramin Bank

43.98

Central Bank of India

34.45

Bank of India

33.38

Punjab And Sind Bank

29.70

Others

98.46

Total

1,097.51

35

West Bengal

State Bank of India

506.24

Punjab National Bank

226.26

Indian Bank

144.23

 

Bank of India

102.78

Canara Bank

80.89

Union Bank of India

71.90

Central Bank of India

36.80

UCO Bank

33.50

Bank of Baroda

30.80

Indian Overseas Bank

19.30

Others

39.15

Total

1,291.85

Grand Total

3,11,928.7

 

Statement showing State-wise details of loan applications received, sanctioned and disbursed under PM SVANidhi Scheme.

                                                                                                           (As on 15.03.2022)

State Name

Eligible Application Received

Applications Sanctioned

Loan Disbursed

1st Tranche

2nd Tranche

1st Tranche

2nd Tranche

1st Tranche

2nd Tranche

Andaman and Nicobar Islands

514

117

483

49

470

45

Andhra Pradesh

2,29,047

20,888

1,95,861

9,605

1,81,691

6,847

Arunachal Pradesh

4,524

326

2,790

150

2,448

101

Assam

96,955

2,738

61,164

1,729

49,770

1,530

Bihar

95,109

1,745

61,614

779

46,474

596

Chandigarh

5,041

250

3,639

150

3,332

102

Chhattisgarh

84,814

4,289

49,503

2,697

46,287

2,289

Daman & Diu and Dadra & Nagar Haveli

2,205

16

1,339

13

1,152

6

Delhi

72,628

937

51,541

398

40,463

298

Goa

1,499

236

1,336

167

1,223

151

Gujarat

3,34,159

21,474

2,24,379

15,445

1,90,647

13,982

Haryana

51,556

3,267

37,160

1,997

25,099

1,618

Himachal Pradesh

3,808

736

3,504

577

3,315

482

Jammu and Kashmir

17,573

1,427

14,838

1,100

13,817

864

Jharkhand

47,486

2,386

31,592

1,299

27,995

1,116

Karnataka

2,22,452

14,068

1,61,424

9,479

1,38,384

7,884

Kerala

11,090

2,443

9,444

1,809

9,244

1,653

Ladakh

289

83

264

58

260

52

Madhya Pradesh

6,30,262

53,216

4,89,241

41,593

4,62,023

38,050

Maharashtra

3,36,751

13,432

2,13,075

10,718

1,94,558

8,671

Manipur

16,680

123

8,752

110

8,456

90

Meghalaya

878

29

609

25

572

24

Mizoram

596

123

479

75

473

71

Nagaland

2,365

173

1,502

149

1,469

145

Odisha

56,240

2,126

43,140

1,478

34,152

1,078

Puducherry

1,529

191

1,277

72

1,242

44

Punjab

93,031

711

43,707

458

38,626

328

Rajasthan

1,28,748

375

71,709

243

66,759

215

Sikkim

3

-

1

-

1

-

Tamil Nadu

3,41,298

3,636

1,92,433

2,300

1,59,065

1,895

Telangana

4,10,055

62,638

3,57,510

39,161

3,43,008

31,053

Tripura

4,373

256

3,505

195

2,960

130

Uttar Pradesh

8,96,962

16,644

8,13,280

9,234

7,68,526

6,919

Uttarakhand

16,565

559

12,457

410

10,362

331

West Bengal

30,293

15

17,019

5

13,092

4

Total

42,47,378

2,31,63

31,81,571

1,53,727

28,87,415

1,28,664

 

Statement showing State-wise details of loan applications received, sanctioned and disbursed under PM SVANidhi Scheme.

                                                                                                           (As on 15.03.2022)

State Name

 

No. of Beneficiaries

Andaman and Nicobar Islands

470

Andhra Pradesh

1,81,691

Arunachal Pradesh

2,448

Assam

49,770

Bihar

46,474

Chandigarh

3,332

Chhattisgarh

46,287

Daman & Diu and Dadra & Nagar Haveli

1,152

Delhi

40,463

Goa

1,223

Gujarat

1,90,647

Haryana

25,099

Himachal Pradesh

3,315

Jammu and Kashmir

13,817

Jharkhand

27,995

Karnataka

1,38,384

Kerala

9,244

Ladakh

260

Madhya Pradesh

4,62,023

Maharashtra

1,94,558

Manipur

8,456

Meghalaya

572

Mizoram

473

Nagaland

1,469

Odisha

34,152

Puducherry

1,242

Punjab

38,626

Rajasthan

66,759

Sikkim

1

Tamil Nadu

1,59,065

Telangana

3,43,008

Tripura

2,960

Uttar Pradesh

7,68,526

Uttarakhand

10,362

West Bengal

13,092

Total

28,87,415

 

This information was given by the Minister of State for Housing & Urban Affairs, Shri Kaushal Kishore, in a written reply in the Rajya Sabha today.

 

***

YB/BK



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