1. Ministry has reviewed progress of Computerisation of PACS Project in Bihar upto October, 2025 including functioning of new workflow and payment modules. Regular monthly review meetings are conducted with States/UTs to assess progress, particularly in the PACS computerization Project. Key stakeholders like States/UTs, including NABARD have been engaged to review the implementation of this project. A structured monitoring framework has also been established, comprising the National Level Monitoring and Implementation Committee (NLMIC), State and District Level Implementation and Monitoring Committees (SLIMC and DLIMC), State Cooperative Development Committee (SCDC) (under the Chief Secretary), and District Cooperative Development Committee (DCDC) (under the District Collector). These bodies ensure effective implementation, oversight, and coordination of all cooperative sector initiatives, including PACS computerization.

It is also reviewed through visit of Senior Officers from Ministry of Cooperation to the States/UTs .

2. PACS are developed as hubs for delivering benefits from schemes such as Pradhan Mantri Fasal Bima Yojana(PMFBY), Pradhan Mantri Kisan Samriddhi Kendra (PMKSK), interest subvention, fertiliser and seed distribution, PDS outlets, LPG/Petrol/Diesel dealerships, custom hiring, PM Jan Aushadhi Kendras, Common Service Centres, etc.. and Integration with the state specific portal like, Bhulekh portal (In U.P and M.P), e-KYC and e-Uparjan (M.P), e-Crop, CCRC (Andra Pradesh) and other schemes of other States and also with the Cooperative Banking systems.

Various steps taken to convert PACS into multi-service centres for farmers in Bihar, are as under:

Storage – Under State Plan in Bihar, 7,221 Godowns have been constructed in PACS throughout the state creating storage capacity of 17.14 Lakh MT, thereby fortifying the physical infrastructure. 278 Godowns carrying storage capacity of 2.49 lakh MT have been sanctioned during present FY 2025-26.

As on date, 36 PACS with capacity of 1,33,500 MT have been identified by Cooperative Department, Govt. of Bihar under the World’s Largest Grain Storage Plan (WLGSP). A tripartite MoU has been signed between PACS, Cooperative Banks, and Bihar State Warehousing Corporation (BSWC) for construction of godowns under WLGSP.

  As per National Cooperative Database(NCD), 7,398 PACS are working as Custom Hiring Centres. The list of those centres are at Annexure ‘A’.

Retail –

1. 1. In Bihar, so far, 12 PACS have applied for petrol/diesel retail outlets in CC2/open category, and 05 PACS have been selected by Oil Marketing Companies.
   2. Further, out of 412 applications received from PACS as PM Jan Aushadhi Kendras, drug license has been issued to 30 PACS and currently 21 Jan Aushadhi Kendra are operational in PACS.

Agricultural Inputs – At present, 2271 PACS have fertilizer license, out of which 1681 PACS have been upgraded as PM Kisan Samriddhi Kendras. These Kendras provides additional services such as soil testing, training etc.

Doorstep Financial Services:

1. Under Financial Inclusion Fund, NABARD and Bihar State Cooperative Bank have sanctioned an amount of Rs. 1.76 cr for 785 micro-ATMs during FY 2024-25 and Rs.53.77 lakh for 239 micro-ATMs in FY 2025-26. Further, Rs.22.11 lakh has been sanctioned for conducting 390 Financial Literacy Awareness Programmes(FLAPs) to DCCBs for organizing FLAPs for dissemination of financial literacy to rural population including farmers. During FY 2025-26, 130 FLAPs with grant assistance of Rs. 7.53 lakh have been sanctioned to DCCBs for conducting financial literacy under FIF (Financial Inclusion Fund) .
2. At present, 5256 PACS are functioning as Common Service Centres providing services on banking education, Digi Pay, IRCTC, Electricity bill, KVK crop health care etc.

(c):      The funds sanctioned all over India under the Computerisation of PACS Project and Strengthening of Cooperative Societies through IT Interventions (Computerisation of Agriculture and Rural Development Bank(ARDBs)and Computerisation of Registrar of Cooperative Societies(RCS)) are as under:

Under Centrally Sponsored Project for Computerization of PACS (CSPCP), total funds sanctioned to State of Bihar are Rs. 51.76 Crore and a year wise and state-wise details are at Annexure-‘B’.

Under Strengthening of Cooperative Societies through IT interventions Project, funds are released in two components i.e a) Computerisation of ARDB b) Computerisation of Registrar of Cooperative Societies Office(RCS). The funds sanctioned are under these two abovementioned components are at Annexure-‘C’ and Annexure ‘D’ respectively.

As on 25.11.2025, National Cooperative Development Corporation (NCDC) has cumulatively disbursed ₹4,67,455.66 crore for the development of cooperative institutions across the country. Out of which ₹11,534.17 crore has been disbursed for cooperative development in Bihar. The details of disbursement of last five in Bihar is provided at Annexure-‘E’

NCDC has been providing financial assistance to the cooperative sector under its Corporation-sponsored schemes, covering a wide range of notified commodities and services, as amended from time to time. In recent years, NCDC has introduced sector-specific schemes and focused products to align with the evolving needs of the cooperative sector, with special emphasis on women empowerment, digitization of cooperatives, and rural healthcare. Details of the activities supported and schemes implemented are provided at Annexure-‘F’.

An amount of Rs.21,20,552/- (Rupees Twenty-One Lakh Twenty Thousand Five Hundred Fifty-Two Only) has been sanctioned to 09 Primary Agriculture Credit Societies(PACS) under Comprehensive Infrastructure Support to PACS under the Cooperative Development Fund (CDF- 005) over a period of 5 years from FY 2020 to FY 2025.

NABARD has conducted training of Core Master Trainers/ Master Trainers and PACS officials to create a competent pool of resources for operationalization of the e-PACS software given to PACS under the PACS Computerization Project. So far, an amount of Rs.2,15,11,259 (Rupees Two Crore Fifteen Lakh Eleven Thousand Two Hundred Fifty-Nine Only) has been sanctioned during FY 2024-25 to FY 2025-26 for training of officials of System Integrator (SI), DCCB and PACS.

*****

Annexure-‘A’

List of Custom Hiring Centres

Annexure-‘B’

Computerisation of PACS Project

Rs. in crores

Annexure-‘C’

Computerisation of ARDB Project

Rs. in crores

Note:- Jammu & Kashmir has now opted out from the project.

Annexure-‘D’

Computerisation of RCS Office

Annexure-‘E’

Last 5 Years Activity wise Disbursement by NCDC in Bihar

Rs. in Crores