State wise details of number of operative KCCs for Animal Husbandry and Fisheries along with amount outstanding as on 30.09.2024 is given as Annexure. The district wise data is not available.

Kisan Credit Card is a saving -cum- loan product. In 2019, KCC scheme was extended to cover working capital requirement of animal husbandry, dairying and fisheries. Banks can provide collateral free loan up to Rs.1.60 lakh. Interest Subvention of 1.5% to the banks and Prompt Repayment Incentive of 3% to the farmers are provided up to Rs.2 lakh on working capital requirement towards animal husbandry, dairying and fisheries activities against KCC cards under the “Modified Interest Subvention Scheme” of M/o Agriculture and Farmers Welfare, Government of India. The loans are provided for a tenure of one year.

By availing KCC, farmers are able to access working capital loans at subsidized interest rates, which helps them to meet their short-term financial needs for activities like animal rearing, poultry farming, and fisheries. Even farmer have option to take benefit of livestock insurance, personal insurance, assets insurance & health insurance (wherever product is available). The loan is in the form of revolving cash credit, thereby farmers are able to withdraw and repay funds as needed, based on their cash flow and income generation patterns. By ensuring these financial benefits through institutional sources of credit, the KCC scheme helps farmers invest in better resources, improve productivity, and ultimately increase their income.

 

In order to ensure equitable access to KCC scheme this department in association with Department of Financial Services and State Animal Husbandry & Fisheries department is conducting Nation-wide AHDF KCC Campaign since 2020. Detailed guidelines for the campaign was issued by defining the role of all stakeholders for effective implementation. In addition to this,various other campaigns have also been organized like Ghar Ghar KCC Abhiyaan, Kisan Bhagidari Prathmikta Hamari, PM Janman, PM Fasal Beema Yojana, etc. NABARD has also released a film on KCC in seven regional languages for displaying in various events and uploaded on You Tube for creating awareness through digital platform.

 

Annexure

State-wise details of number of operative KCCs for Animal Husbandry and Fisheries (Amount in Rs. crore)

 

No.	State	Animal Husbandry		Fisheries
		No. of Operative KCCs	Amt. outstanding	No. of Operative KCCs	Amt. outstanding
1	Delhi	209	1.75	107	0.58
2	Haryana	216,482	3,126.41	637	9.66
3	Himachal Pradesh	69,823	630.38	1,451	16.24
4	Jammu and Kashmir	219,754	1,420.69	636	6.06
5	Punjab	379,902	5,290.47	859	15.16
6	Rajasthan	628,648	7,350.61	1,226	13.01
7	Chandigarh	382	17.57	-	-
8	Ladakh	7,844	84.79	17	0.22
9	Arunachal Pradesh	123	1.67	66	0.58
10	Assam	13,448	193.24	1,926	17.48
11	Manipur	1,938	15.48	310	3.82
12	Meghalaya	2,083	11.08	206	0.71
13	Mizoram	23,924	259.29	380	5.13
14	Nagaland	562	1.48	46	0.38
15	Sikkim	2,842	17.27	117	1.12
16	Tripura	5,262	33.52	3,163	14.98
17	A&N island	811	3.65	657	2.12
18	Bihar	290,061	1,461.65	808	11.75
19	Jharkhand	16,768	69.78	1,154	7.83
20	Odisha	30,119	167.37	2,238	90.40
21	West Bengal	84,142	506.31	4,565	72.41
22	Chhattisgarh	21,119	209.54	1,394	15.59
23	Madhya Pradesh	220,537	2,684.29	6,393	19.85
24	Uttarakhand	49,649	386.43	513	6.72
25	Uttar Pradesh	612,266	5,682.47	5,455	66.54
26	Goa	1,447	28.44	545	11.88
27	Gujarat	474,965	6,301.03	9,280	290.74
28	Maharashtra	104,948	1,572.64	6,547	62.06
29	Dadra & nagar haveli & daman & diu	110	1.19	560	25.04
30	Andhra pradesh	182,591	2,121.47	14,399	2,647.84
31	Telangana	11,752	259.16	1,679	16.50
32	Karnataka	220,805	1,769.08	5,819	77.41
33	Kerala	87,642	1,093.07	10,950	217.20
34	Puducherry	5,969	74.13	3,272	55.64
35	Tamilnadu	713,732	9,255.47	39,714	739.16
36	Lakshadweep	664	5.78	1,000	10.65
Grand Total		4,703,323	52,108.68	128,089	4,552.44
	Source: RBI & NABARD

 

This information was given by the Minister of Fisheries, Animal Husbandry and Dairying Shri Rajiv Ranjan Singh alias Lalan Singh, in a written reply in Lok Sabha today.

 

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