Ministry of Rural Development

Schemes for Women through Self Help Groups


Rs. 5.20 lakh crore bank credit accessed by SHGs under DAY-NRLM from FY 2013-14

Posted On: 20 JUL 2022 6:35PM by PIB Delhi

The Government is implementing Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY – NRLM) across the country in a mission mode with the objective of organizing the rural poor women into Self Help Groups (SHGs) and continuously nurturing and supporting them till they attain appreciable increase in incomes over a period of time and improve their quality of life and come out of abject poverty. The programme is being implemented in all the States (including Punjab) and Union Territories, except Delhi and Chandigarh. As on 30th June, 2022, about 8.39 crore rural poor women have been mobilized into more than 76.94 lakh SHGs. In Punjab over 3.4 lakh rural poor women have been mobilized into over 33,500 SHGs.

DAY-NRLM is working on the universal access of the affordable cost-effective reliable financial services to the rural poor SHGs and has now expanded the outreach of interest subvention scheme to all the blocks of the country, which will ease SHG women in accessing credit. From FY 2013-14 an amount of Rs. 5.20 lakh crore bank credit has been accessed by SHGs under DAY-NRLM.

Under the livelihoods component of DAY-NRLM the Ministry is implementing the Start-up Village Entrepreneurship Programme (SVEP) and Mahila Kisan Sashaktikaran Pariyojana (MKSP), as sub-schemes under DAY-NRLM. The objective of SVEP is to help the SHG members to set-up enterprises at the village level in non-farm sectors. About 2.08 lakh enterprises have been formed across 29 States/UTs and 1750 enterprises have been formed under SVEP in Punjab so far. MKSP has the primary objective of empowering women in agriculture by making systematic investments to enhance their participation and productivity, as also create and sustain their agriculture-based livelihoods. About 1.77 crore women farmers have been covered under Farm interventions and in Punjab more than 47,000 women farmers have been covered under these interventions.

The Mission is also working on the social development front among the rural poor creating greater awareness on issues like nutrition, health, sanitation and gender etc. and is also facilitating them to access their entitlements available to them from various Government programmes/schemes.

A statement showing year-wise funds allocated, released and utilized under Deendayal Antyodaya Yojana – National Rural Livelihood Mission (DAY-NRLM), State-wise including Punjab during the last three years and current year is given below.

In order to address the multi-dimensional aspects of social development, the SHGs under DAY-NRLM are intensively involved in awareness generation, behavioural changes and demand generation for services in food, nutrition and sanitation, activities of Poshan Maah, Poshan Pakhwada. All the SHGs are involved in developing the Village poverty reduction Plan to be integrated in Gram Panchayat Development Plan. Further, Gender sensitisation has been undertaken for SHG members in selected blocks in the states and action and intervention on gender issues like child marriages, retention of children in schools, gender based violence etc. has also been initiated. In addition, other departments/schemes of Government of India and State Governments are also utilizing the community based organizations created under DAY-NRLM for last mile delivery of services.

Statement showing details of the central funds allocated, released and utilised during 2019-20 to 2022-23 (Rs. in lakhs)

 

 

2019-20

2020-21

Sl.

No.

NAME OF

STATEs/UTs

Central Allocation

Central Release

 

 

Expenditure

Total Central Allocation

Central Release

 

 

Expenditure

NRLM

NRLM 

NRETP**

NRLM

NRETP

1

2

3

4

5

6

7

8

9

10

1

Andhra Pradesh

11924.13

16652.51

0.00

7024.24

13447.79

20171.69

0.00

42524.05

2

Bihar

48627.99

48627.97

7997.63

63026.63

54841.65

80863.18

12169.61

96283.46

3

Chhattisgarh

10800.58

10763.97

2273.60

20199.77

12180.67

12180.67

7085.60

17188.20

4

Goa

400.00

200.00

0.00

213.49

400.00

400.00

0.00

578.96

5

Gujarat

7694.51

7694.51

457.20

9599.35

8677.71

12795.16

324.72

15395.26

6

Haryana

4526.82

3997.97

0.00

6337.86

5105.26

5105.26

0.00

5960.05

7

Himachal Pradesh

1906.41

1454.79

0.00

1186.94

2150.01

1612.51

0.00

1743.49

8

Jammu & Kashmir

2359.46

2299.09

0.00

3276.18

2660.95

11527.18

0.00

6763.38

9

Jharkhand

18335.62

24828.75

3248.00

27427.76

20678.53

25808.53

5408.00

45215.93

10

Karnataka

15436.13

9571.50

974.40

18889.23

17408.55

25664.59

722.40

30429.00

11

Kerala

6926.15

3463.08

0.00

5562.97

7811.16

7811.16

0.00

13158.00

12

Madhya Pradesh

23237.89

23237.89

2590.80

26450.73

26094.44

19570.83

1023.40

37000.00

13

Maharashtra

30513.46

30513.46

3891.31

47101.45

34412.45

17206.23

1444.80

27841.00

14

Odisha

23380.72

30686.99

3248.00

48916.06

26368.30

38907.04

2408.00

63825.20

15

Punjab

2199.98

1099.99

0.00

2676.01

2481.10

1860.83

0.00

3361.22

16

Rajasthan

11721.17

8587.33

1371.60

15273.02

13218.89

13218.89

1476.87

22848.37

17

Tamil Nadu

18074.67

23260.01

909.15

27190.73

20384.24

28924.96

1204.00

50309.00

18

Telangana

8517.24

6525.19

0.00

8693.71

9605.57

9605.57

0.00

9449.99

19

Uttar Pradesh

70008.07

51115.11

2286.00

91742.22

78953.66

78856.92

1806.00

135248.63

20

Uttarakhand

3685.97

4643.32

0.00

5354.48

4156.96

4618.84

0.00

5348.24

21

West Bengal

25983.03

31911.65

3572.80

45090.87

29303.11

29303.11

6219.80

42512.28

22

A&N Islands

200.00

200.00

0.00

104.02

300.00

300.00

0.00

244.24

23

Daman & Diu

200.00

100.00

0.00

10.75

400.00

200.00

0.00

56.10

24

D & N Haveli

200.00

0.00

0.00

9.35

25

Lakshadweep

200.00

0.00

0.00

0.00

200.00

0.00

0.00

28.52

26

Ladakh

0.00

0.00

0.00

0.00

200.00

200.00

0.00

0.00

27

Puducherry

600.00

558.13

0.00

451.94

700.00

700.00

0.00

787.77

 

TOTAL

347660.00

341993.21

32820.49

481809.76

392141.00

447413.15

41293.20

674100.34

NORTH EASTERN STATES

28

Arunachal Pradesh

5597.11

5181.12

0.00

3231.99

7601.95

5218.39

0.00

4829.50

29

Assam

20781.78

24015.56

762.00

24566.82

21687.67

26004.66

900.78

26634.03

30

Manipur

5447.25

2723.63

0.00

1418.98

5609.34

2804.67

0.00

2748.27

31

Meghalaya

8710.17

6295.40

0.00

7346.76

11729.19

11729.20

0.00

9255.17

32

Mizoram

9588.20

7343.47

0.00

5095.00

10004.73

5002.37

0.00

2241.42

33

Nagaland

12853.08

9736.11

0.00

6862.53

13544.04

6772.02

0.00

5877.84

34

Sikkim

2948.06

1092.34

0.00

736.61

3922.88

980.72

0.00

1320.94

35

Tripura

15705.14

10434.88

0.00

6531.48

16405.20

16405.20

0.00

13443.23

 

TOTAL

81630.79

66822.51

762.00

55790.17

90505.00

74917.23

900.78

66350.40

GRAND TOTAL

429290.79

408815.72

32820.49

537599.93

482646.00

522330.38

42193.98

740450.74

 

 

 

2021-22

2022-23 (up to 30.06.2022)

Sl.

No.

NAME OF

STATEs/UTs

Central Allocation

Central Release

 

 

Expenditure

Central Allocation

Central Release

Expenditure

NRLM

NRLM

NRETP

NRLM

NRLM

NRETP

1

2

3

4

5

6

7

8

9

10

1

Andhra Pradesh

25166.83

12583.42

0.00

14466.77

25172.97

0.00

0.00

32870.88

2

Bihar

102633.22

102633.22

9540.00

168410.35

102658.29

0.00

0.00

16893.74

3

Chhattisgarh

22795.48

22795.48

2679.00

40235.32

22801.05

0.00

0.00

9119.73

4

Goa

700.00

350.00

0.00

711.56

750.00

0.00

0.00

304.27

5

Gujarat

16239.87

12068.42

600.00

20054.45

16243.84

0.00

0.00

3976.26

6

Haryana

9554.21

2388.55

0.00

6486.62

9556.55

0.00

0.00

858.56

7

Himachal Pradesh

4023.63

4023.63

0.00

4321.15

4024.62

0.00

0.00

1299.52

8

Jammu & Kashmir

14668.93

11001.70

0.00

13934.91

18016.86

0.00

0.00

3296.78

9

Jharkhand

38698.78

38698.78

3441.90

66957.66

38708.23

0.00

0.00

18835.84

10

Karnataka

32579.18

24434.39

1085.80

41687.74

32587.14

0.00

0.00

11330.15

11

Kerala

14618.18

7309.10

0.00

14297.70

14621.75

0.00

0.00

1624.05

12

Madhya Pradesh

48834.35

24417.18

1500.00

43572.10

48846.28

0.00

0.00

3360.79

13

Maharashtra

51618.68

25809.34

2390.02

30962.78

64401.08

0.00

0.00

19891.62

14

Odisha

49346.87

61683.59

4500.00

86859.54

49358.92

0.00

0.00

19794.95

15

Punjab

4643.24

2321.62

0.00

3164.70

4644.38

0.00

0.00

772.15

16

Rajasthan

24738.45

24738.45

860.23

35429.45

24744.50

0.00

0.00

11063.45

17

Tamil Nadu

38148.01

38148.01

1350.00

55922.17

38157.33

0.00

0.00

15695.53

18

Telangana

17976.30

4494.08

0.00

11758.40

17980.69

0.00

0.00

121.92

19

Uttar Pradesh

147757.57

147566.36

1500.00

216759.36

147793.66

0.00

0.00

43044.53

20

Uttarakhand

7779.53

7620.73

0.00

6516.64

7781.43

0.00

0.00

2596.26

21

West Bengal

54839.23

41129.43

7200.00

67327.96

54852.58

0.00

0.00

7089.90

22

A&N Islands

600.00

450.00

0.00

357.91

900.00

0.00

0.00

125.56

23

Daman & Diu and

D & N Haveli

400.00

100.00

0.00

222.58

600.25

0.00

0.00

23.05

24

Lakshadweep

200.00

100.00

0.00

65.58

238.95

0.00

0.00

32.89

25

Ladakh

1320.00

330.00

0.00

226.04

1319.20

0.00

0.00

60.83

26

Puducherry

1000.00

500.00

0.00

569.81

1700.00

0.00

0.00

90.27

 

TOTAL

730880.54

617695.45

36647.20

951279.25

748460.55

0.00

0.00

224173.48

NORTH EASTERN STATES

 

 

 

 

27

Arunachal Pradesh

8289.42

4144.71

0.00

5942.31

13225.95

0.00

0.00

544.38

28

Assam

34298.66

34298.66

2025.00

31316.37

38136.28

0.00

0.00

3104.39

29

Manipur

10273.53

2568.38

0.00

3710.81

12538.30

0.00

0.00

160.72

30

Meghalaya

14375.43

7187.72

0.00

10623.70

16928.17

0.00

0.00

5623.85

31

Mizoram

10540.55

2635.14

0.00

6667.63

15671.94

0.00

0.00

335.86

32

Nagaland

17118.28

4279.57

0.00

8556.18

17793.90

0.00

0.00

988.85

33

Sikkim

4431.85

1079.84

0.00

1523.02

6648.53

0.00

0.00

275.67

34

Tripura

17364.21

8682.11

0.00

19226.00

24162.21

0.00

0.00

2005.00

 

TOTAL

116691.93

64876.13

2025.00

87566.02

145105.28

0.00

0.00

13038.72

GRAND TOTAL

847572.47

 

682571.58

38672.20

1038845.27

893565.83

0.00

0.00

237212.20

 

This information was given by the Union Minister of State for Rural Development, Sadhvi Niranjan Jyoti in a written reply in Rajya Sabha today.

*****

APS/PPG/PK

 



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