The
institutionalized mechanism is prescribed in the Vigilance Manual of the
Central Vigilance Commission (CVC). Anti-corruption measures of the Central Government are the responsibility of (i) Administrative
Vigilance Division (AVD) in the Department of Personnel & Training
(ii) Central Bureau of Investigation; and (iii) Vigilance units in the Ministries/Departments of
Government of India , Central Public Enterprises and other autonomous organizations; (iv) the disciplinary authorities; and (v) the Central Vigilance
Commission. In addition, a Special Investigation Cell in the Department of Banking
Supervision (DBS) in RBI and a Group of Officers in the Cabinet Secretariat,
also examine the complaints received against the Board level appointees of
Public Sector Banks (PSBs).
Nature of the complaints against
Board level appointees of PSBs includes allegations relating to graft in
sanction of credit proposals, compromise settlements, write off, take over of accounts from the other banks,
irregularities in grant of advances, abuse of official position, possessing
disproportionate assets etc.
Number of
complaints received in CVC against
Bank Officers of the level of Scale–V and above during the year 2007, 2008,
2009, 2010 and 2011 (January - July) are 83, 116, 101, 107 and 48 respectively.
The year-wise and Bank–wise details are annexed.
Such complaints are enquired by the Chief Vigilance
Officers/Direct Inquiry Officers in CVC/Central
Bureau of Investigation and appropriate action is taken against the delinquent
officials as per their Conduct and Disciplinary Rules.
Many complaints received in CVC/Government
are found to be anonymous or frivolous in nature. Such complaints are filed in
the first instance or sent to the concerned CVO for necessary action.
Remaining complaints are taken up by CVC for verification of facts /allegations. Status of such complaints
are as under:
|
SL.No.
|
Status
|
No.
of cases
|
|
1.
|
Recommended
for closure
|
175
|
|
2
|
Recommended
for major penalty
|
6
|
|
3.
|
Recommended
for administrative action
|
6
|
|
4
|
Under
Various stages of examination
|
48
|
|
|
Total
|
235
|
During this period (2007 to till
June 2011), CBI has investigated
62 cases out of which 44 cases have been disposed off and 18 cases are
still under investigation.
RBI has issued various circulars for
prevention of frauds and malpractices in banks .Some of the important circulars
are as mentioned below:
(i)
DBOD Circular dated 25.8.1992
on recommendation of the Committee to enquire into various aspects relating to frauds and mal- practices in
banks
(ii)
DBS Circular dated 1.11.1996 conveying
recommendations of the Working Group on internal controls and inspection of
audit systems in banks.
(iii)
DBS Circular dated 20.9.2004 on
strengthening of internal vigilance machinery in banks and financial
institutions.
(iv)
DBS circular dated 16.9.2009 on fraud
prevention and management function.
(v)
DBS circular dated 31.5.2011 on findings
and forensic scrutiny – guidelines for prevention of frauds.
Banks
are required to submit report on each fraud to RBI. RBI may discuss these matters in the
structured meetings held between the Banks and RBI.
……..
Annexure
as referred to in reply to Lok Sabha
USQ.No.3750 for 16.12.2011
Year/Bank-wise details of complaints received in CVC against Bank Officers of the level of Scale -V and
above during the year 2007 to 2011(till July, 2011)
|
S.No.
|
Name of Banks
|
2007
|
2008
|
2009
|
2010
|
2011
|
|
1
|
Allahabad
Bank
|
2
|
5
|
3
|
7
|
1
|
|
2
|
Andhra Bank
|
-
|
2
|
3
|
2
|
1
|
|
3
|
Bank of
India
|
12
|
5
|
2
|
2
|
4
|
|
4
|
Bank of
Maharashtra
|
1
|
2
|
1
|
1
|
-
|
|
5
|
Bank Of
Baroda
|
1
|
7
|
2
|
1
|
1
|
|
6
|
Canara Bank
|
-
|
2
|
4
|
4
|
2
|
|
7
|
Central
Bank
|
2
|
11
|
5
|
11
|
5
|
|
8
|
Corporation
Bank
|
-
|
2
|
1
|
2
|
1
|
|
9
|
Dena Bank
|
2
|
2
|
5
|
-
|
2
|
|
10
|
Indian Bank
|
-
|
-
|
2
|
1
|
3
|
|
11
|
Indian
Overseas Bank
|
1
|
3
|
2
|
1
|
-
|
|
12
|
Oriental
Bank of Commerce
|
3
|
2
|
4
|
4
|
1
|
|
13
|
Punjab
National Bank
|
5
|
18
|
8
|
20
|
4
|
|
14
|
Punjab
& Sind Bank
|
7
|
9
|
9
|
7
|
2
|
|
15
|
State Bank
of Indore
|
2
|
-
|
1
|
2
|
-
|
|
16
|
State Bank
of Bikaner & Jaipur
|
3
|
2
|
-
|
1
|
1
|
|
17
|
State Bank
of India
|
6
|
12
|
24
|
19
|
5
|
|
18
|
State Bank
of Hyderabad
|
1
|
-
|
-
|
-
|
-
|
|
19
|
State Bank
of Mysore
|
1
|
-
|
-
|
1
|
-
|
|
20
|
State Bank
of Patiala
|
2
|
-
|
-
|
5
|
2
|
|
21
|
State Bank
of Travancore
|
-
|
1
|
-
|
-
|
-
|
|
22
|
Syndicate Bank
|
13
|
12
|
9
|
1
|
1
|
|
23
|
UCO Bank
|
5
|
1
|
4
|
7
|
3
|
|
24
|
Union Bank
|
12
|
14
|
9
|
7
|
5
|
|
25
|
United Bank
of India
|
1
|
1
|
3
|
1
|
2
|
|
26
|
Vijaya Bank
|
1
|
3
|
-
|
-
|
2
|
|
|
Grand Total
|
83
|
116
|
101
|
107
|
48
|
This
information was given by the Minister of State for Finance, Shri Namo
Narain Meena in
written reply to an Unstarred Question in Lok Sabha today.
DSM/Hb