·
Lucky GrahakYojana and
DigiDhanVyaparYojana launched on 25.12.2016
·
100 Digi Dhan Melas held in 100 cities
all over the country.
·
100 day long information, education and
communication campaign led by NITI Aayog to make digital payments a mass
movement in India.
·
At least 15,000 institutions
have gone cashless across just these 100 rural and urban cities across each one
of the 27 states and 7 UTs.
·
With a turnout of over 15
lakh from cities, small towns and villages, the melas have enabled lakhs to
open new bank accounts as well as create new Aadhaar cards.
·
Rs.258 crore of prize money won by 16
lakh winners, including customers and merchants belonging to different corners
of the country and from varied walks of life.
·
The lucky winners of the Mega Draw
felicitated by the Prime Minister in Nagpur.
·
BHIM App and QR Codes
launched
·
BHIM App has already created
a new world record by registering 1.9 crore downloads in just four months since
its launch in December, 2016.
·
India haso seen an
unprecedented increase in number of transactions made using several
user-friendly digital payment methods viz. UPI,USSD, AePS.
·
Volume of various digital transactions (including UPI, USSD including BHIM) increased by
about 23 times with 63,80,000 digital transactions for a value
of Rs. 2425 crore in March 2017 compared to 2,80,000 digital
transactions worth Rs.101 crore in November 2016.
·
Aadhaar Enabled Payments
have increased from 2.5 crore in November 2016 to over 5 crore in March 2017.
·
Immediate Payment Service
(IMPS) transactions have also increased from 3.6 crore to 6.7 crore during the
same period.
BHIM-Aadhaar, the merchant
interface of the BHIM App
·
It will pave the way for making digital
payments by using the Aadhaar platform.
·
Any Indian citizen can pay
digitally using their biometric data like their thumb imprint on a merchants’
biometric enabled device which could be smart phone having a biometric reader.
·
Any citizen without access to smart
phones, internet, debit or credit cards will be able to transact digitally
through the BHIM Aadhaar platform.
·
Already, 27 major banks are now on board
with 7.15 lakh merchants so that they can start accepting payments using BHIM
Aadhaar.
·
ONBOARDING
·
Total Onboarding (including syndicate
update): 7.15 lakhs , Transactions: 12.62 lakh
·
Aadhar:1.75 Lakh
·
BHIM/UPI 4.79 lakh
·
QR Code:1.68 lakh
BHIM – Cash back and
Referral Bonus Schemes
·
To ensure that the culture of digital
payments permeates down to the grassroots.
·
Under the Referral bonus scheme both
the existing user who refers BHIM and the new user who adopts BHIM would get a
cash bonus credited directly to their account.
·
Under the Cashback scheme the merchants
will get a cash back on every transaction using BHIM. Both schemes are to be
administered by MEITY and implemented by NPCI.
·
Outlay of Rs. 495 crore for a period of
six months.
75
Townships declared Less Cash Townships
·
In order to achieve the target of 2500
crore digital transactions during the current financial year, the Prime
Minister announced about 75 townships spread all over India as ‘less-cash
townships’.
·
A less-cash township is one where the
deployment of payment acceptance infrastructure is complete, all the families
in the township are covered under training programs.
·
Selected townships on the basis of
third party assessment by Price Waterhouse Coopers (PWC)
·
Townships with more than 80% of the
total number of transactions being done through digital modes of payments
during the review period are included in this list.
·
These townships are likely to generate
over 1.5 lakh digital transactions every day thereby leading to about 5.5 crore
digital transactions in a year.
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AKT/NT