Aam Admi Bima Yojana (AABY) is a Government
of India Social Security Scheme administered through Life Insurance Corporation
of India (LIC) that provides Death and Disability cover to persons between the
age group of 18 yrs to 59 yrs, under 48 identified vocational/ occupational
groups /rural landless households. It is a group insurance scheme implemented
through a Nodal Agency such as a Central Ministry/ Department; State Government
/Union Territory or other institutionalized arrangements/ registered NGO. The
AABY provides insurance cover for a sum of Rs 30,000/- on natural death, Rs.
75,000/- on death due to accident, Rs. 37,500/- for partial permanent
disability (loss of one eye or one limb) due to accident and Rs. 75,000/- for
total permanent disability (loss of two eyes or two limbs or loss of one eye
and one limb) due to accident. The Scheme also provides an add-on-benefit,
wherein Scholarship of Rs 100 per month per child is paid on half-yearly basis
to a maximum of two children per member, studying in 9th to 12th Standard.
The total annual premium under the scheme is
Rs. 200/- per beneficiary of which 50% is contributed from the Social Security
Fund created by the Central Government and maintained by LIC. The balance 50%
of the premium is contributed by the State Government / Nodal Agency /
Individual, as the case may be.
The State/UT-wise details of the total number of beneficiaries
covered under AABY are given in Annexure A.
Government of India has set up a Centralized Social Security Fund
and Aam Admi Bima Yojana Scholarship Fund. The same is being administered by
LIC. There is no State/UT-wise allocation of these funds. The due amounts
required for settling Premium and Scholarships are debited from these funds.
The outgo of these funds towards Payment of Premium &
Scholarships settled during last three years and the current year are given as
per Annexure B.
ANNEXURE
A
|
STATE/UT-WISE
AABY COVERAGE AS AT JUNE 2015
(no.
of beneficiaries)
|
STATES
|
AABY
Coverage 2014-15 as on 31.03.2015
|
Coverage
upto 30.06.2015 for FY 2015-16
|
ANDHRA
PRADESH
|
7704878
|
8297834
|
ARUNACHAL
PRADESH
|
27695
|
27695
|
ASSAM
|
427595
|
440902
|
BIHAR
|
520926
|
559790
|
CHANDIGARH
|
5118
|
5425
|
CHHATTISGARH
|
1721516
|
1805631
|
DELHI
|
47746
|
49207
|
GOA
|
50221
|
50221
|
GUJARAT
|
897894
|
943617
|
HARYANA
|
109379
|
109514
|
HIMACHAL
PRADESH
|
75772
|
77803
|
J
& K
|
104814
|
122632
|
JHARKHAND
|
341829
|
365687
|
KARNATAKA
|
3117093
|
3418619
|
KERALA
|
1341006
|
1587547
|
MADHYA
PRADESH
|
7145760
|
7146118
|
MAHARASHTRA
|
8098658
|
8109302
|
MANIPUR
|
29962
|
31198
|
MEGHALAYA
|
25727
|
25727
|
MIZORAM
|
4588
|
4758
|
NAGALAND
|
7617
|
10408
|
ORISSA
|
2123801
|
2511871
|
PUDUCHERRY
|
96636
|
102632
|
PUNJAB
|
1259911
|
1260386
|
RAJASTHAN
|
2024434
|
2058831
|
SIKKIM
|
2566
|
2623
|
TAMIL
NADU
|
1277084
|
1405521
|
TELANGANA
|
2076886
|
2091294
|
TRIPURA
|
40804
|
40970
|
U.P
|
1312517
|
1315611
|
UTTRANCHAL
|
748170
|
750859
|
WEST
BENGAL
|
437263
|
472016
|
A&N
ISLAND
|
1399
|
1399
|
LAKSHDWEEP
|
203
|
203
|
DAMAN
& DIU
|
202
|
202
|
DADRA
& N HAVELI
|
482
|
482
|
ALL
INDIA TOTAL
|
43208152
|
45204535
|
ANNEXURE B
SOCIAL SECURITY FUND (Amount in Rs.
Crore)
|
YEAR
|
OUT GO TOWARDS PREMIUM
|
(A)
|
(B)
|
2012-13
|
569.10*
|
2013-14
|
296.30
|
2014-15
|
340.76
|
2015-16
(As on 30.06.2015)
|
25.74
|
*in the year 2012-13 Scholarships under the erstwhile Janashree Bima
Yojana (JBY) were being settled through Social Security Fund(SSF) for which the
bifurcation is Rs. 422.22 Cr Premium outgo and Rs.146.88 Cr Scholarship paid
(Total Rs.569.10 Cr)
|
AABY
SCHOLARSHIP FUND (Amount in Rs. Crore)
|
YEAR
|
OUTGO TOWARDS AABY SCHOLARSHIP SETTLED
|
(A)
|
(B)
|
2012-13
|
119.39
|
2013-14
|
279.00
|
2014-15
|
274.96
|
2015-16
(As on 30.06.2015)
|
22.50
|
This was stated by Shri Jayant Sinha, Minister of State in the
Ministry of Finance in written reply to a question in Rajya Sabha today.
*****
DSM/MAM/KA