Financial Inclusion Saturation Campaign in Keralam from 21 October to 31 December 2026

The Department of Financial Services, Ministry of Finance, Government of India, is conducting a nationwide Financial Inclusion Saturation Campaign from 21 October to 31 December 2026 to ensure that all citizens have access to essential banking services and social security schemes.

In Keralam, the State Level Bankers' Committee (SLBC), in coordination with the State Government, Lead District Managers, district administrations and banks, will facilitate special camps across Gram Panchayats and Urban Local Bodies, ensuring that every such local body is covered by at least one camp during the campaign period.

The campaign will focus on opening bank accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY), particularly for Particularly Vulnerable Tribal Group (PVTG) households; enrolment under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY); re-KYC of existing accounts; completion of pending Aadhaar seeding and C-KYC formalities; activation of inoperative accounts; enabling citizens to obtain guidance on tracing and reclaiming unclaimed financial assets and updating of nominations in bank accounts and other eligible facilities. Awareness sessions on financial literacy and digital fraud prevention will also be conducted.

Citizens may also visit their respective bank branches during the campaign period to complete pending banking formalities and seek information about eligible schemes. Enrolment under PMJJBY and PMSBY will be undertaken only with the explicit consent of the beneficiary.

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