The Atal Pension Yojana (APY) has emerged as one of India’s most significant social security initiatives, extending old-age income security to millions of workers in the unorganised sector. With gross enrolments surpassing 9 crore subscribers nationwide, including over 19.27 lakh subscribers in Haryana, the scheme has achieved remarkable success through the collective efforts of the State Level Bankers’ Committees (SLBCs), Lead District Managers (LDMs), banks and field-level functionaries.

Recognising the pivotal role played by the banking ecosystem in strengthening pension inclusion, the Pension Fund Regulatory and Development Authority (PFRDA) has expressed its sincere appreciation for the sustained commitment of banks in expanding the reach of APY across the country.

While APY has successfully provided a social security framework for individuals between the ages of 18 and 40 years with a guaranteed monthly pension of up to Rs 5,000, a substantial section of the population remains outside its ambit. Individuals above the eligible age limit and those seeking higher retirement savings require flexible pension solutions that cater to their long-term financial aspirations.

To address this gap, the National Pension System (NPS) offers a market-linked retirement solution with greater flexibility and no upper ceiling on pension accumulation. In line with this vision, PFRDA has established a dedicated vertical titled “NPS – Agriculture & Allied Sectors, including Rural-based Nano Units” to promote pension awareness among farmers, Farmer Producer Organisation (FPO) members, rural artisans, allied sector workers and small entrepreneurs.

Ms. Nidhi Bhargava, Convener (General Manager), SLBC Haryana, informed that to sensitise field functionaries and create awareness about pension schemes among the rural population, the State Level Bankers’ Committee, Haryana, in collaboration with PFRDA, will organise a State-Level Outreach Programme on June 12, 2026, at 10:00 AM at Heritage Lawn, Green Belt, Main Road, Sector-5, Karnal.

The programme is expected to witness the participation of nearly 150 stakeholders, including representatives from banks, FPOs, rural artisans, allied sector workers and small entrepreneurs. The event will be addressed by Shri Ashish Kumar, Chief General Manager, PFRDA, and Shri Omkar Nath Jha, Deputy General Manager, SLBC Haryana, who will share insights on expanding pension coverage and promoting financial security through the National Pension System.

Prior to the state-level event, a district-level outreach programme will also be organised in Kurukshetra on June 11, 2026, as part of the larger initiative to strengthen pension literacy and financial inclusion across Haryana.

The outreach programmes are aimed at taking the message of sustainable old-age financial security directly to farmers, FPO members, allied sector workers and rural nano entrepreneurs through structured awareness sessions and stakeholder engagement, thereby encouraging wider adoption of pension schemes and fostering a financially secure future for rural communities.

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SJ/RN

 

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