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Ministry of Micro,Small & Medium Enterprises
Financial Literacy Camps organized by Financial Literacy Centres and rural branches of banks for women business owners
Posted On:
13 MAR 2023 3:22PM by PIB Delhi
The details of the total number of female business owners provided with assistance under schemes such as Credit Guarantee Fund Scheme for Micro and Small Enterprises & Prime Minister's Employment Generation Programme are attached at Annexure – I and II, respectively.
As advised by RBI vide circular dated 14.01.2016, financial literacy camps are organised by Financial Literacy Centres (FLCs) and rural branches of Banks.
As per Reserve Bank of India (RBI), to help women to overcome the hurdles in accessing bank credit and credit plus services, the Government of India had drawn up a 14-point action plan (now 13-point action plan) in the year 2000 for implementation by Public Sector Banks (PSBs). The PSBs were advised to earmark 5 percent of their Adjusted Net Bank Credit (ANBC) for lending to women. The total outstanding credit provided by PSBs to women as on March 31,2022, was Rs. 8,36,200 crore, forming 13% of ANBC of PSBs. All 12 PSBs achieved the target of 5% of ANBC for lending to women as on March 31, 2022.
Details of credit flow to Women by Public Sector Banks for the years ended March 2020; March 2021 & March 2022 are given in Annexure – III.
Annexure – I
Annexure is referred to part (a) to (c) of Unstarred Question no. 1385 due for reply on 13.03.2023
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CGTMSE - GUARANTEE APPROVED (WOMEN)
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Amt. (₹ Crore)
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Sr. No.
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States / Uts
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Cumulative as on FEB 28, 2023
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No.
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Amt.
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1
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Andaman & Nicobar
|
702
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46.25
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2
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Andhra Pradesh
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2,95,712
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2,851.52
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3
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Arunachal Pradesh
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3,219
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171.33
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4
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Assam
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34,849
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1,196.12
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5
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Bihar
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32,391
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1,791.60
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6
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Chandigarh
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2,345
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138.40
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7
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Chhattisgarh
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15,495
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902.37
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8
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Dadra & Nagar Haveli and Daman & Diu
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518
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87.32
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9
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Delhi
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14,279
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1,466.84
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10
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Goa
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6,127
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347.31
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11
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Gujarat
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44,384
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3,676.11
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12
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Haryana
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21,175
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1,485.15
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13
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Himachal Pradesh
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19,964
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962.94
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14
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Jammu & Kashmir
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75,422
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1,516.92
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15
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Jharkhand
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22,382
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1,400.81
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16
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Karnataka
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82,402
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4,592.01
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17
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Kerala
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1,20,409
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2,211.96
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18
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Ladakh
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165
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11.00
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19
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Lakshadweep
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113
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2.94
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20
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Madhya Pradesh
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70,749
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3,890.52
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21
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Maharashtra
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63,794
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6,005.28
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22
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Manipur
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6,059
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170.18
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23
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Meghalaya
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4,519
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194.83
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24
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Mizoram
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2,996
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131.09
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25
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Nagaland
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5,449
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206.52
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26
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Odisha
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46,885
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2,270.73
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27
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Puducherry
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3,206
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160.43
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28
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Punjab
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38,194
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1,585.85
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29
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Rajasthan
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45,847
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2,034.83
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30
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Sikkim
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1,444
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63.77
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31
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TamilNadu
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1,56,665
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5,710.31
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32
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Telangana
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36,995
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2,275.04
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33
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Tripura
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2,684
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105.50
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34
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Uttar Pradesh
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91,935
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5,166.99
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35
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Uttarakhand
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13,592
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667.07
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36
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West Bengal
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51,013
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2,739.39
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TOTAL
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14,34,079
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58,237.25
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Source : CGTMSE
Annexure –II
Annexure is referred to part (a) to (c) of Unstarred Question no. 1385 due for reply on 13.03.2023
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Projects by women under PMEGP (Project and Employment in Numbers and Margin Money(MM) Subsidy - Rs. In lakhs)
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| |
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S.No.
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State/UT
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2022-23(as on 15.02.2023)
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No. of projects Setup
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MM Subsidy disbursed
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Estimated Employment Generated
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1
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AndamanNicobar
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19
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30.68
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152
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2
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Andhra Pradesh
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1,316
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5,978.7
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10,528
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3
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Arunachal
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44
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176.57
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352
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4
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Assam
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524
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985.78
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4,192
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5
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Bihar
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810
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2,935.1
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6,480
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6
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Chandigarh-UT
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7
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21.31
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56
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7
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Chattisgarh
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433
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1,476.1
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3,464
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8
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Delhi
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29
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187.72
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232
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9
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Goa
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27
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112.5
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216
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10
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Gujarat*
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1,726
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15,068
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13,808
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|
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11
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Haryana
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474
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2,317.6
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3,792
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12
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Himachal
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214
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761.32
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1,712
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13
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Jammu & Kashmir
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4,377
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8,137.4
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35,016
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14
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Jharkhand
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286
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891.27
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2,288
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15
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Karnataka
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1,495
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4,411.4
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11,960
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16
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Kerala
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671
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1,486.4
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5,368
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17
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Ladakh
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27
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93.23
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216
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18
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Lakshadweep
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1
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0.7
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8
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|
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19
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Madhya Pradesh
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1,049
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3,850.5
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8,392
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20
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Maharashtra**
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1,211
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4,892.26
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9,688
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21
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Manipur
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161
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518.47
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1,288
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22
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Meghalaya
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43
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92.81
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344
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23
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Mizoram
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163
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519.66
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1,304
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24
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Nagaland
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163
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583.85
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1,304
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25
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Odisha
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892
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2807.7
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7,136
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26
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Puducherry
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12
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34.99
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96
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27
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Punjab
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614
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3544
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4,912
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|
28
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Rajasthan
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426
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2,728.6
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3,408
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|
|
29
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Sikkim
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16
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29.01
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128
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30
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Tamil Nadu
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2,167
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5,922.71
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17,336
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31
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Telangana
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636
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2,695.6
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5,088
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|
|
32
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Tripura
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109
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255.15
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872
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|
|
33
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Uttar Pradesh
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2,720
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11,133.6
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21,760
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|
|
34
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Uttarakhand
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284
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855.27
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2,272
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|
|
35
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West Bengal
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642
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2,336.2
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5,136
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Total
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23,788
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87,872.16
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1,90,304
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*Including Daman & Diu
**Including Dadar & Nagar Haveli
Source: PMEGP Division, Ministry of MSME
Annexure –III
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Annexure is referred to part (a) to (c) of Unstarred Question no. 1385 due for reply on 13.03.2023
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Statement Showing particulars of credit to women*
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(No of Accounts in Actual and Amount O/s in Rs. Crore)
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Sr No.
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Bank Name
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As on March 2020
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As on March 2021
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As on March 2022
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No of A/c
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Amt O/s
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No of A/c
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Amt O/s
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No of A/c
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Amt O/s
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1
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Allahabad Bank
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3,79,975
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10,289.65
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-
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-
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-
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-
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2
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Andhra Bank
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13,92,033
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29,075.53
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-
|
-
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-
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-
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3
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Bank of Baroda
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16,54,876
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42,018.22
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18,16,769
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46,409.90
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20,80,380
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54,597.77
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4
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Bank of India
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11,93,466
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33,311.13
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14,54,123
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37,508.32
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16,25,216
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41,634.41
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5
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Bank of Maharashtra
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3,58,075
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6,570.09
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4,21,581
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8,255.03
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4,10,162
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10,100.91
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6
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Canara Bank
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33,35,644
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59,827.00
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56,53,644
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1,29,852.24
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57,73,840
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1,46,693.28
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7
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Central Bank of India
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7,87,264
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14,720.14
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9,24,321
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17,156.38
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9,05,536
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20,412.57
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8
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Corporation Bank
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4,82,103
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11,836.53
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-
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-
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-
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-
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9
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Indian Bank
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24,34,243
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30,215.06
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30,24,443
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49,992.19
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33,05,453
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58,466.81
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10
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Indian Overseas Bank
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14,38,946
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18,069.15
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18,06,089
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25,309.89
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19,55,168
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28,203.30
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11
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Oriental Bank of Commerce
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20,5316
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7954.56
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-
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-
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-
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-
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|
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12
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Punjab National Bank
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11,96,338
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30,832.64
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19,92,362
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74,566.00
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18,28,578
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78,188.56
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13
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Punjab and Sind Bank
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91,676
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3,953.82
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1,07,033
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4,367.98
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1,19,642
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4,825.03
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14
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State Bank of India
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67,39,172
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2,18,020.18
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74,65,842
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2,54,500.71
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79,74,001
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2,92,719.67
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|
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15
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Syndicate Bank
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1,25,3539
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22,857.72
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-
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-
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-
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-
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16
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UCO Bank
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4,75,199
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8,889.57
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6,059,76
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10,391.60
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6,59,394
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11,247.65
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17
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Union Bank of India
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10,55,448
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22,032.43
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36,73,906
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73,306.98
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39,18,372
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89,110.13
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18
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United Bank of India
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432643
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6474.03
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-
|
-
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-
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-
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TOTAL
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2,49,05,956
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5,76,947.45
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2,89,46,089
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7,31,617.22
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3,05,55,742
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8,36,200.08
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Source : RBI
This information was given by Minister of State for Micro Small and Medium Enterprises, Shri Bhanu Pratap Singh Verma in a written reply to the Rajya Sabha.
***
MJPS
(Release ID: 1906359)
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