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Government of India
Ministry of Housing & Urban Affairs
21 JUL 2022 3:34PM by PIB Delhi
 ‘SVANidhi se Samriddhi’ initiative under PM SVANidhi to build safety net for the beneficiaries’ families

Ministry of Housing and Urban Affairs (MoHUA) has launched PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) Scheme on June 01, 2020 to facilitate collateral free working capital loan upto ₹10,000 of 1 year tenure to street vendors to restart their businesses, which were adversely impacted during the Covid-19 pandemic.

The scheme provides incentives in the form of interest subsidy @ 7% per annum on regular repayment of loan and cash-back upto ₹100 per month on undertaking prescribed digital transactions. Further, on timely or early repayment, the vendors are eligible for enhanced working capital loan of ₹20,000 and ₹50,000 respectively during the next cycle.

Later on, ‘SVANidhi se Samriddhi’ initiative, designed to build safety net for the beneficiaries’ families by linking them to existing 8 socio-economic welfare schemes of the Government of India was added to the Scheme. It was launched in 125 Urban Local Bodies (ULBs) in the first phase on 4th January, 2021 and extended for 126 ULBs on 12th April, 2022.

The Scheme also facilitates on-boarding of beneficiary Street Food Vendors to e-commerce platforms to serve their customers online.

33.37 lakh loans amounting to ₹3,621 crores have been disbursed across the country till July 12, 2022. A statement showing State/UT-wise loan disbursements for the 1st, 2nd and 3rd loans is at Annexure – I to III respectively.

An amount of ₹54.42 crores and ₹12.94 crores has been paid as interest subsidy & cash back respectively till July 12, 2022. A statement showing State/UT-wise details is at Annexure-IV.

As on July 12, 2022, socio-economic profiling of 28.68 lakh beneficiaries and their family members has been completed and 25.80 lakh scheme sanctions have been facilitated. A statement showing State/UT-wise details is at Annexure-V.

9,198 Street Vendors have been on-boarded on the e-commerce platforms till July 12, 2022.

ANNEXURE-I

STATE/UT-WISE DETAILS OF NUMBER OF 1st LOAN APPLICATIONS RECEIVED, SANCTIONED, DISBURSED, AMOUNT DISBURSED AND LOANS REPAID UNDER PM SVANIDHI SCHEME

(AS ON 12.07.2022)

State Name

Number of Loans Disbursed

Disbursed Amount in Rupees (In  Lakhs)

Andaman & Nicobar Islands

474

47.39

Andhra Pradesh

1,82,864

18,214.25

Arunachal Pradesh

2,643

264.16

Assam

56,850

5,678.16

Bihar

47,809

4,722.57

Chandigarh

3,575

355.80

Chhattisgarh

47,281

4,684.61

Daman & Diu and Dadra & Nagar Haveli

1,263

125.89

Delhi

43,180

4,290.63

Goa

1,232

122.52

Gujarat

2,06,831

20,597.61

Haryana

26,816

2,660.20

Himachal Pradesh

3,371

336.08

Jammu & Kashmir

14,161

1,414.38

Jharkhand

29,175

2,901.05

Karnataka

1,43,204

14,275.00

Kerala

9,518

946.34

Ladakh

264

26.40

Madhya Pradesh

4,78,092

47,597.88

Maharashtra

1,99,511

19,830.94

Manipur

8,519

851.16

Meghalaya

742

74.20

Mizoram

485

48.50

Nagaland

1,519

151.90

Odisha

34,905

3,454.30

Puducherry

1,251

124.96

Punjab

39,745

3,940.24

Rajasthan

67,001

6,663.32

Sikkim

1

0.10

Tamil Nadu

1,68,438

16,652.69

Telangana

3,44,719

34,121.35

Tripura

3,063

305.72

Uttar Pradesh

8,35,033

82,410.85

Uttarakhand

10,660

1,061.31

West Bengal

13,550

1,336.10

Total

30,27,745

3,00,288.55

 

ANNEXURE-II

 

STATE/UT-WISE DETAILS OF NUMBER OF 2ND LOAN APPLICATIONS RECEIVED, SANCTIONED, DISBURSED, AMOUNT DISBURSED AND LOANS REPAID UNDER PM SVANIDHI SCHEME

(AS ON 12.07.2022)

State Name

Number of Loans Disbursed

Disbursed Amount in Rupees (In  Lakhs)

Andaman & Nicobar Islands

72

14.40

Andhra Pradesh

20,045

3,993.78

Arunachal Pradesh

399

79.75

Assam

2,940

587.02

Bihar

1,825

363.96

Chandigarh

475

94.95

Chhattisgarh

4,141

826.29

Daman & Diu and Dadra & Nagar Haveli

44

8.80

Delhi

1,524

303.65

Goa

239

47.70

Gujarat

24,567

4,902.85

Haryana

3,214

641.40

Himachal Pradesh

792

157.95

Jammu & Kashmir

1,520

302.98

Jharkhand

2,521

503.40

Karnataka

21,703

4,331.95

Kerala

2,330

464.40

Ladakh

113

22.60

Madhya Pradesh

62,801

12,542.85

Maharashtra

20,568

4,106.67

Manipur

257

51.35

Meghalaya

57

11.40

Mizoram

102

20.40

Nagaland

214

42.75

Odisha

3,151

629.55

Puducherry

181

36.15

Punjab

2,376

473.31

Rajasthan

644

127.30

Sikkim

-

-

Tamil Nadu

11,291

2,249.20

Telangana

63,543

12,654.46

Tripura

237

47.35

Uttar Pradesh

54,973

10,948.28

Uttarakhand

965

192.85

West Bengal

128

25.50

Total

3,09,952

61,807.19

 

ANNEXURE-III

 

STATE/UT-WISE DETAILS OF NUMBER OF 3RD LOAN APPLICATIONS RECEIVED, SANCTIONED, DISBURSED, AND AMOUNT DISBURSED UNDER PM SVANIDHI

(AS ON 12.07.2022)

State Name

Number of Loans Disbursed

Disbursed Amount in Rupees (In  Lakhs)

Andaman & Nicobar Islands

-

-

Andhra Pradesh

-

-

Arunachal Pradesh

-

-

Assam

1

0.50

Bihar

-

-

Chandigarh

-

-

Chhattisgarh

2

1.00

Daman & Diu and Dadra & Nagar Haveli

-

-

Delhi

-

-

Goa

2

1.00

Gujarat

5

2.50

Haryana

-

-

Himachal Pradesh

2

1.00

Jammu & Kashmir

1

0.50

Jharkhand

1

0.50

Karnataka

15

7.30

Kerala

3

1.50

Ladakh

-

-

Madhya Pradesh

26

13.00

Maharashtra

3

1.50

Manipur

-

-

Meghalaya

-

-

Mizoram

-

-

Nagaland

-

-

Odisha

1

0.50

Puducherry

-

-

Punjab

7

3.50

Rajasthan

-

-

Sikkim

-

-

Tamil Nadu

1

0.50

Telangana

9

4.50

Tripura

-

-

Uttar Pradesh

4

1.70

Uttarakhand

2

1.00

West Bengal

-

-

Total

85

42.00

 

ANNEXURE-IV

 

STATE/UT-WISE DETAILS OF CASH BACK AND INTEREST SUBSIDY PAID TO BENEFICIARIES UNDER PM SVANIDHI SCHEME

(AS ON 12.07.2022)

State Name

Cashback Paid

(In  Lakhs)

Interest Subsidy Paid

(In Lakhs)

Andaman & Nicobar Islands

0.08

1.22

Andhra Pradesh

101.08

290.81

Arunachal Pradesh

0.48

5.53

Assam

7.94

56.58

Bihar

13.65

92.90

Chandigarh

2.79

8.09

Chhattisgarh

18.89

98.80

Daman & Diu and Dadra & Nagar Haveli

0.70

3.15

Delhi

24.56

69.21

Goa

0.35

3.11

Gujarat

64.33

298.49

Haryana

11.52

51.11

Himachal Pradesh

1.09

8.58

Jammu & Kashmir

1.85

36.20

Jharkhand

12.89

68.39

Karnataka

85.81

329.50

Kerala

3.03

25.60

Ladakh

0.03

0.73

Madhya Pradesh

205.44

878.34

Maharashtra

124.60

461.49

Manipur

1.04

16.00

Meghalaya

0.03

0.84

Mizoram

0.04

1.08

Nagaland

0.23

3.41

Odisha

21.59

85.36

Puducherry

0.57

3.22

Punjab

8.96

84.19

Rajasthan

42.32

150.33

Sikkim

-

0.00

Tamil Nadu

46.22

338.76

Telangana

285.23

794.45

Tripura

0.20

5.85

Uttar Pradesh

200.75

1,126.01

Uttarakhand

3.42

24.98

West Bengal

2.69

19.29

Total

1,294.40

5,441.60

 

ANNEXURE-V

 

STATE/UT-WISE DETAILS OF STREET VENDORS & THEIR FAMILY MEMBERS PROFILED AND SCHEME SANCTIONS FACILITATED UNDER ‘SVANIDHI SE SAMRIDDHI’

(AS ON 12.07.2022)

State Name

No of Street Vendors and Family Members profiled

No of Scheme sanctions facilitated

Andaman & Nicobar Islands

1,570

646

Andhra Pradesh

2,47,641

2,92,338

Arunachal Pradesh

1,362

869

Assam

8,015

5,956

Bihar

29,582

31,906

Chandigarh

8,185

948

Chhattisgarh

59,533

49,240

Daman & Diu and Dadra & Nagar Haveli

1,871

890

Delhi

2,038

159

Goa

611

534

Gujarat

97,765

16,239

Haryana

19,295

4,633

Himachal Pradesh

1,014

415

Jammu & Kashmir

21,327

747

Jharkhand

24,980

31,108

Karnataka

62,459

19,791

Kerala

4,652

534

Ladakh

602

137

Madhya Pradesh

3,30,399

1,28,303

Maharashtra

1,36,986

1,19,518

Manipur

1,467

834

Meghalaya

784

148

Mizoram

1,057

1,040

Nagaland

2,168

249

Odisha

47,960

5,303

Puducherry

1,981

2,346

Punjab

50,586

16,903

Rajasthan

32,356

8,685

Sikkim

0

0

Tamil Nadu

33,405

17,261

Telangana

4,53,830

4,08,277

Tripura

993

1,063

Uttar Pradesh

11,73,502

14,12,082

Uttarakhand

8,801

1,019

West Bengal

0

0

Total

28,68,777

25,80,121

 

This information was given by the Minister of State for Housing & Urban Affairs, Shri Kaushal Kishore, in a written reply in the Lok Sabha today.

 

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